With the rising cost of living in the United States, lower income individuals and families are looking for alternative solutions for keeping their households afloat. At the same time, tuition costs for higher education are only growing higher, making it difficult for those without significant financial resources to improve themselves and their status in life without taking on extreme loans and debt. Furthermore, aspiring and small business owners, community groups and non-profits, artists and researchers are almost always in need of additional funds to help fulfill their missions, goals and mandates.
Grant programs have aided individuals and families to improve their quality of life, make college affordable and nurture small businesses and community improvement programs. Provided by federal, state, county and private organizations, recipients can receive financial support and assistance that in most cases doesn’t need to be paid back. It’s a gift, but not one that an individual or organization can use for anything they want, but only for the purposes for which it was given.
So that you may quickly find potential programs that make sense for your needs, we have developed educational resource guides broken down into the following opportunity categories; By Program, By Demographic and Additional Assistance. Each opportunity presented has specific requirements, rules and application processes that must be followed in order to qualify. The information provided will help you get started on the journey by providing options for further investigation. Keep in mind that applying for grants takes research, effort and persistence. The help is out there and available but it’s up to you go and get it. Let’s get started!
Grants By Program
For Housing – Housing is the single biggest cost for most American families, with many paying more than half their income to stay in their home. There are programs that help cost-burdened families to find, keep, and improve their homes.
For Education – College is expensive, but there are many programs designed to help. Be sure you are aware of all the possible options for assistance with higher education costs.
For Home Repair – Every house needs repair and maintenance to keep it livable and sustain its value. Home repair can be a major expense, but the longer you put it off, the more expensive it gets. There are programs that can help you to get needed repairs done before they turn into major problems.
For Emergencies – Emergencies cannot be predicted, and they can destroy a tight budget and produce desperate financial needs. It’s not easy to find help when you need it most, but there are places to turn, and it’s worth the effort it takes to try!
For Transportation – Transportation is a basic need for anyone earning a living in the American economy. If lack of transportation or the cost of transportation is isolating you from work, school, shopping or other basic needs, there is help available, from programs ranging from fare subsidies to donated vehicles.
For Utilities – Many low-income American families spend more than 10% of their income to cover utility bills. If you need help with energy or utility costs, here’s where to look.
For Pets & Animals – Our animal companions are part of our families, but what do we do when the cost of caring for them exceeds our budgets? Help is out there if you know where to look.
For Non Profits – Nonprofit organizations benefit the world around us in tangible, measurable ways. Discover where you can get money for your organization.
For Community Service – Have a project, initiative or organization that provides benefit to your community? Learn about your funding options now.
For Academic / Research – Professors and other types of researchers procure grant funding for a variety of reasons. Learn the basics and find real opportunities.
For Grant Writers – Learn about the basics of writing proposals. Whether you’re looking to fund your own project or considering a career as a writer, this guide provides an excellent introduction to the process.
Grants By Demographic
For Women – There are many funding options for women and single mothers, including assistance for housing, education, starting a business and more.
For The Disabled – Learn more about private and public programs that provide support to individuals with disabilities.
For Minorities – Established in order to address the challenges facing underrepresented communities in various aspects of society. Learn about a variety of opportunities here.
For The Unemployed – Losing your job can seem like the end of the world, especially if you don’t have savings and have a mortgage or a heavy rent bill to pay. It’s not always as bad as it seems. There is help available to get you through the hard times and get you back on your feet!
For Senior Citizens – Many older Americans live under daily financial stress. Here are some of the many government and private programs designed to help out
For Children – Raising kids can place a serious financial burden on low and moderate-income families, especially when children have physical or mental disabilities. We review some resources that can provide help.
For Veterans – Our military protects us and allows us to live in freedom. When they return home they deserve nothing but the best. Learn more now.
For Homeless – Homelessness is a devastating experience, and can easily trigger a downward spiral of poverty. If you are homeless or facing homelessness, don’t give up. Help is available. Here’s how to find it.
For Artists – Awards, grants, and endowments are provided each year to individuals and organizations for the furtherance of art. Learn more about what’s available.
For Teachers – American teachers are consistently overworked and underpaid. A variety of grant programs can provide crucial support and assistance to qualified teachers.
For Athletes – Athletic skills can take you places, and one of the places they can take you is college. Scholarships are widely available, some of them in places you might not think to look. Start here!
Business Grants for Women – Government agencies and private donors are trying to bring more women into the small business community by offering support to woman entrepreneurs. Find out how to locate these programs and apply for help to get your business idea moving!
Government Loans – The federal government offers a range of loan options to Americans to finance everything from higher education to a business to a house, and much more! Here’s a review of some of the most useful loan programs.
Heath Insurance Options For Grants Seekers – Discover low cost and potentially free healthcare insurance options. Save money, gain peace of mind.
Getting Out Of Debt – Those seeking grant assistance are often times already struggling with mounting debt. Learn more about some of the best ways to tackle this potentially overwhelming situation.
Jobs And Industries That Offer Free Training – The employment market is tight, jobs are hard to find, and wages are low, right? Not everywhere. Some industries are desperate to hire skilled workers, and many of them will help prospective workers learn their trade. Here’s where to look.
Unclaimed Cash Programs – We’ve all heard stories about billions of dollars in cash and assets waiting to be found by their owners. Could some of it be yours? There are reputable ways to find and recover any unclaimed assets you have. If someone’s offering to do it for you, be careful, especially if they want money up front!
Ways To Make Money From Home – Millions of Americans are working from home, part time and full time, as a career or as a way to earn extra money on the side. You can do it too, and here’s how you can get started.
Social Security Disability Benefits – Social Security Disability Insurance, or SSDI, is a government program that provides long-term support for disabled Americans. Here’s what you need to know.
How To Avoid Grant Scams – Sometimes people who offer help are just out to help themselves. Here’s how to spot the difference between a real and helpful grant program and a scam.
Crowdfund Your Idea – If you have a brilliant business idea that just needs capital to make it click, crowdfunding might just be your solution. Many of today’s hottest new startups began with a crowdfunding campaign. Yours might be the next one!
We will be adding guides and articles regularly so check back with us often.
Grant money has helped change the lives of many individuals, families, businesses and non-profits. From fulfilling basic human and family needs, to improving opportunities with further education, to providing a leg up in starting a business, to rewarding our troops for their service to the country, help is available.
Our goal is to assist you in your search for educational information on a wide variety of related subjects all conveniently found in one place. However, we strongly suggest you visit grants.gov to stay updated on the latest programs and requirements, as well as any other federal or state website.