Everything You Need to Know About Getting Grant Money – Part 2

For the Disabled

Funding is available to provide assistance for those with disabilities. Disabled individuals can get money to construct ramps onto their homes, install handicapped doorways, and make other necessary home renovations. In addition to home repairs, some federal programs can pay for medical assistance programs like home nurses.

While there are few programs specifically for those who are disabled, those with disabilities often receive special priority for approval under most programs, including those for education, home assistance, and those specific to senior citizens.

For Women

Grants are available to help women in a variety of positions. Many of these for business purposes, to help offset the sometimes unjust system in the workplace. To find more information visit grantsforwomen.org.

For Minorities

The federal government cannot legally provide funding specifically to any racial or ethnic group. However, minorities will benefit from the large number of opportunities that exist from the federal government for a variety of purposes, as well as many private programs that are available from nonprofit organizations and businesses. Many of these are for education. Some examples are The United Negro College Fund and the Hispanic Scholarships Fund, both of which provide education funds to qualified individuals, and Operation Hope, which provides small business support.

How Do I Find Them?

There are many different types of programs available. A quick Google search related to the topic you are interested in applying for (i.e. grants for women) will bring up numerous links. You can also visit the sites listed above related to the opportunities that interest you.

The key to finding funding is to search for the right type of program. With thousands of opportunities available covering many different specific situations, it is important to find the RIGHT choice for your situation.


Step 1 – Choose Your Program – To begin applying, you must first find the opportunity that fits your circumstances and addresses your specific needs.

Step 2 – Gather Required Documents – You will need to gather documents and information needed for the application. You will usually need proof of your income, assets, and special circumstances like disability. You will want your W2’s, bank statements, paycheck stubs, expense documentations, proof of residence, social security numbers and other needed information.

The reason for this information is to prove that you have a need, as qualification for many programs is based on economic hardship. The criteria required for each program will vary, however, so you may need to prove more than hardship to qualify. Check the requirements carefully, so you’ll know what you need.

Step 3 – Fill Out The Application – Be sure to fill out your application correctly. Take the time to proofread your application, and make sure it is free of grammar and spelling errors. You will also want to make sure all information is accurate. Falsifying information is illegal and may have consequences. If need be, seek professional help when filling out the application.

Step 4 – Submit Your Application – After you have completed your application, the next step is to submit and wait for a response. Many programs require you to submit your application via mail, while others may be submitted electronically. Follow the steps in your application. The waiting period for notification will vary.

If You Are Approved

If you receive funding, it is important to know what you can and cannot do with the money. Follow all rules set forth by the company or federal department giving you the funds. In addition to following all the rules, you may want to find out whether or not you are required to claim the money as taxable income.

There are grants available for a large number of life situations that can help you obtain home repairs, an education, home buying assistance and much more. Start the search today!

Free Application for Federal Student Aid (FAFSA)
Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Federal Work Study
Teacher Education Assistance for College and Higher Education (TEACH)
Iraq and Afghanistan Service Grants
Habitat For Humanity
Self-Help Homeownership Opportunity Program
Section 8 vouchers
Rural Repair and Rehabilitation Loans and Grants
Supplemental Security Income Program (SSI)
The United Negro College Fund
Hispanic Scholarships Fund
Operation Hope

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